Home Depot Credit Card

Home Depot Credit Card Payment Online

Home Depot’s huge orange hardware stores are an unmistakable brand in the land of home improvement. Their helpful employees can be seen wearing their signature orange vests, and in my experiences have been a great source of advice when I need to take care of some household projects. Like their competitor Lowe’s they carry full lines of many of the industry’s top brands, and have earned my trust with their consistently low prices on appliances, remodeling supplies, and outdoor plants. If you spend as much time on do-it-yourself projects as I do, you might want to consider filling out a Home Depot credit card application.

Home Depot Credit Card Online Payment

Making a Home Depot credit card payment online is a snap as well, with their easy to navigate website and easy process. First you need to register for an online account and then simply signup to be eligible for online bill paying. What this does is allows you to log in each month and assign the payment processor to take money from your bank account to payoff your Home Depot credit card balance.

In case you run into an issue you can simply call their number to speak with a representative. One thing that makes doing business with their credit card a snap is that they have customer service representatives available in multiple languages – a bonus if your laborers speak a different language.

The main thing you should check when it comes to applying for a new line of credit is whether or not their is a yearly fee, which Home Depot’s does not have. Here’s some extra tips for using your Home Depot Credit Card:

• Pay your monthly bill on time to prevent additional interest charges.
• Monitor your statement to make sure all payments were made or authorized by you.
• Use your card during promotions on big purchases to rack up as many rewards as possible.

Apply for Home Depot Credit Cards

There are two ways in which you can apply for a credit card from Home Depot. The first one – which you have probably seen if you shop there regularly – is by filling out a paper copy in the store and giving it to a manager to file for you. The other way to apply is on their website, where you will need to have all the basic background info ready to go. If you decide to apply, make sure you do so well in advance of any purchases you have planned since it could take up to three weeks between waiting for approval and the actual delivery of the card.

Is it hard to get a Home Depot credit card?

A credit score of 640 or higher is needed for a Home Depot card. … All three Home Depot credit cards are store cards, meaning they can be used only at Home Depot. Their 640+ credit score requirement is consistent with that of other store credit cards

Does Home Depot credit card give discount?

Overall, the Lowe’s Advantage Card has the best everyday discount at 5%, but the Home Depot Consumer Credit Card also offers rotating discounts on eligible purchases that can be over 10%. Make sure you review current offers prior to selecting a card.

How do I get a 100% off Home Depot card?

One of the best Home Depot credit card promotions is $100 off a single-receipt purchase of $1,000 or more in your first 30 days with the Home Depot Consumer Credit Card. You’ll also receive 0% deferred interest for 6 months on purchases of at least $299.

Which credit card is better Home Depot or Lowes?

The Winner. Both the Lowe’s and Home Depot credit cards have their advantages. But for its 5 percent cash back and added financing option for large purchases, the Lowe’s card edges out Home Depot’s to be the winner. Home Depot offers its cardholders better terms for refunds, though