How do I find the right van insurance?
We compare van insurance quotes, prices and policies of multiple insurance brands in one quick and easy search to help you find the right product at the right price, with personal and business van insurance policies available.
Need more information?
- FAQs on van insurance
- Van insurance guides
Our simple-to-use forms will ask for your basic personal and contact details, where the vehicle’s kept overnight, plus information on your licence type and how long you’ve held it for.
It’ll make things quicker if you know the vehicle’s registration number, but if not you can enter the details manually and there are also options for Q-plated vans.
We can make an estimation of your van’s value or you can enter your own figure, and you’ll also be given help with declaring security devices, modifications, whether the van is an import vehicle, if you need trailer cover and a host of other issues that may describe the situation of an individual van owner.
You’ll be asked whether you want comprehensive cover, third party fire and theft, or a third party only policy, to declare how many years’ no claims bonus you have and to give the number of named drivers you want on the van policy.
The class of use you choose is of crucial importance and you’ll see options for social only, carriage of own goods, carriage of goods for hire or reward, and haulage.
You need to be aware that – in contrast to car insurance – van insurance doesn’t have a ‘social, domestic, pleasure and commuting’ classification. If you commute to even a single place of work in a van you need a commercial (business) van policy rather than a private one.
Our forms and help text can help you decide which van insurance policy is right for you, but if you need more information try our extensive selection of product guides, where you’ll also find the answers to frequently asked questions.
Remember that you’ll also need details of the driver(s) named on the policy, including whether they’ve had any motoring convictions, accidents or incidents within the last five years.
Our forms help you include such details, plus whether you have any medical conditions or disabilities that have to be reported to the DVLA.
Did you know…?
- To insure a pick-up you’ll need van cover rather than a car policy
If you have to make such a declaration it won’t necessarily mean you can’t get a quote, although it may limit the number of insurers that will offer you a policy and, perhaps, increase the expense.
Above all else, though, it’s important to be accurate and honest with your declarations. If you’re not, you’re breaking the law, you risk not being covered in the event of an incident, and you could invalidate the whole policy.
When you’re shown your van insurance quotes the table will clearly indicate for each policy the provider, type of cover, excess level(s) and whether personal accident cover, legal assistance, breakdown cover, a courtesy vehicle and/or windscreen cover are included in the standard price.
You’ll see the cost displayed annually, monthly and in total with the option to sort the table by any of these options.
If you see an option you like, click through for a more detailed look at the particular policy and the chance to purchase.
Should you need more information before deciding, our articles and guides tackle key areas of van insurance cover, including an introduction to the basics, a run-through of the way that quotes are calculated, a look at optional extras, security, modifications, no claims discounts, telematics and tips for saving money on your premiums.
There’s also plenty to read on specialist areas such as whether you need business or private insurance, courier cover, young drivers, the running costs of a van against a car, short-term cover, breakdown policies and a guide to telling whether you need van or car insurance – a common area of difficulty for those with dual-purpose vehicles such as double cab pick-ups.