Wachovia Credit Card

Wachovia Credit Card

Wachovia is a bank that has earned the respect from consumers around the world. Being one of the very few banks that has managed to come out unscathed from the many public relations scandals that plagued the financial industry during the later part of the 2000′s and 2010′s has definitely made it easy for people to want to get the Wachovia Visa credit card. Though now part of Wells Fargo, Wachovia is still a very well-known brand.

Wachovia Credit Card Application

Applying for a Wachovia card is very easy. You can apply by going onto the Wells Fargo or Wachovia websites and filling out the application online, or you can go to your local Wells Fargo bank and apply in person. Online applications are quicker to be accepted than in-person applications, but once you have been approved, your card will come in the same amount of days (approximately 1 week). Anyone who has a credit score of 680 or more usually can get approved for this card, so getting approved shouldn’t be a problem for most people.

Wachovia Credit Card Rewards

Having a Wachovia credit card is a great way to reap the benefits of a very reliable, easily accessible credit card. Lower than usual rates, bonus rewards, and even a multitude of tools made specifically for both small business owners and individual accounts makes it easy to find a good reason to use the Wachovia card every day. Though it may not be as “glamorous” as one of the many cards that earn air miles, the perks that come with the Wachovia credit card are beneficial to your long term credit history, which in turn makes it a very worthwhile card to have.

Wachovia Credit Card Payment Online

Worried about having to pay your Wachovia credit card? Never fear – Wachovia’s credit cards are one of the easiest to pay in the world. You can “call in” your payment via telephone, which takes about 20 minutes but posts almost instantly. Obviously, you can also mail in a cheque every month that covers your monthly bill, too. However, most people who have a Wachovia credit card choose to pay via their online payment method.

The reason why the online payment method is so popular is pretty easy to see. The payments post immediately, and the payment process is the fastest out of all of them. You can pay your bills in a matter of 5 minutes, and you won’t have to worry about late payment penalties if you decide to automate your payments, either. All you have to do to begin paying your Wachovia bills online is to link up your credit card account on the site to your bank account, and give Wachovia permission to access your bank account once a month.

Wachovia credit card

As a general rule, you really cannot get much better than a faithful Wachovia business credit card if you are looking for a respectable card that will give you low rates, good perks, and also the respect you deserve. This can be the card for you if you aren’t really looking for hokey rebates, silly discounts, and unusable air miles from a credit card. If you are interested in getting a credit card that you can rely on during tough times, it’s easy to see why a Wachovia student credit card can be your best friend.

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