Wells Fargo Credit Card
When it comes to the Wells Fargo Credit Card, there are many choices available for those that qualify. Many of the cards they offer provide an extreme amount of benefits that may provide peace of mind on several different fronts. Now, when the term is used, “For those that qualify” it’s important to understand that people that have less than desirable credit will not be able to obtain a credit card from Wells Fargo unless it is a secured card. With that said, here you will discover more about the credit cards that Wells Fargo has available, as well as some of the benefits these cards will provide.
As a bank that has been in business for over 150 years, Wells Fargo provides some of the best APR rates in the business. Some of the benefits you’ll receive as a result of owning one of these cards will be no annual fee, no liability for fraud, rental car insurance coverage that comes with each card, rewards programs for debit and credit combined in one card for larger benefits, many different choices for rewards cards, and an extremely low starting interest rate. Although these are excellent benefits that will be applied to each card, it’ll be important to know which cards are available.
Wells Fargo Credit Card Rewards
For those that like rewards, the reward card provide you with a single rewards point for each dollar you spend on your card. For those that like to use their credit cards for a variety of different reasons, this type of rewards program may come in extremely handy. However, in order to compare this type of card with some of the other cards that are offered by Wells Fargo, you’ll need to know more about some of the other cards, and some of the benefits they offer.
Currently, Wells Fargo provides seven different cards. A secured card (very hard to get), a college credit card that provides cash-back, a basic college credit card, a platinum card, a home rebate card, and a cash-back and rewards card. The initial interest rate or introductory APR is 0% for purchases. For any type of balance transfer, you will see 3.9% APR. After the introductory period, you will see the APR percentage change and vary from 10.15% to 22.15%. Now that you know more about some of the cards they offer, let’s look at some of the benefits you’ll receive by having a Wells Fargo account.
Wells Fargo Credit Card Payment Online
Wells Fargo has always been the leader when it comes to providing their customers with excellent benefits for online banking. If you are a Wells Fargo member, you probably already know about how easy it is to access your online account from anywhere in the world as long as you have online access. Wells Fargo provides other interesting benefits as well, such as allowing you to make payments to your credit card online. This takes the hassle out of worrying about whether or not they received your payment on your credit card, and leaves you with a digital paper trail that is easy-to-follow.
There are many more interesting facts about the Wells Fargo credit card, and you really won’t know all the details until you become a verified member. With over 150 years of experience, Wells Fargo will more than likely provide you with many more additional benefits you may not be able to obtain at any other banking institution.
What is the best credit card from Wells Fargo? NerdWallet’s Best Wells Fargo Credit Cards of February 2021
- Wells Fargo Propel American Express® card: Best for Travel.
- Wells Fargo Cash Wise Visa® card: Best for Cash back.
- Wells Fargo Platinum card: Best for 0% APR or balance transfers.